[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.djuna.cz\/nebankovni-jistota\/#Article","mainEntityOfPage":"https:\/\/www.djuna.cz\/nebankovni-jistota\/","headline":"Nebankovn\u00ed jistota","name":"Nebankovn\u00ed jistota","description":"Pokud pot\u0159ebuj\u00ed lid\u00e9 pen\u00edze, kter\u00fdch se jim nedost\u00e1v\u00e1, maj\u00ed to nejednou i hodn\u011b slo\u017eit\u00e9. Proto\u017ee kdy\u017e se tito ocitnou v t\u00edsni, nejednou nejen \u017ee nemaj\u00ed pen\u00edze vlastn\u00ed, ale nemohou se spolehnout ani na to, \u017ee by jim pomohli v bance. Proto\u017ee banky jsou proslul\u00e9 t\u00edm, \u017ee \u017eadatele d\u016fsledn\u011b prov\u011b\u0159uj\u00ed a kladou na n\u011b n\u00e1roky, jim\u017e...<p class=\"more-link-wrap\"><a href=\"https:\/\/www.djuna.cz\/nebankovni-jistota\/\" class=\"more-link\">P\u0159e\u010d\u00edst<span class=\"screen-reader-text\"> &ldquo;Nebankovn\u00ed jistota&rdquo;<\/span> &raquo;<\/a><\/p>","datePublished":"2020-09-20","dateModified":"2023-04-27","author":{"@type":"Person","@id":"https:\/\/www.djuna.cz\/author\/#Person","name":"","url":"https:\/\/www.djuna.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/1e120f96477763896a9e7ab3663c076bf8b67ca32fa1a5943b70761da502a7a7?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/1e120f96477763896a9e7ab3663c076bf8b67ca32fa1a5943b70761da502a7a7?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"djuna.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.djuna.cz\/wp-content\/uploads\/trocha%20pen%C4%9Bz.jpg","url":"https:\/\/www.djuna.cz\/wp-content\/uploads\/trocha%20pen%C4%9Bz.jpg","height":0,"width":0},"url":"https:\/\/www.djuna.cz\/nebankovni-jistota\/","about":["D\u016fm a byt"],"wordCount":439,"articleBody":"       Pokud pot\u0159ebuj\u00ed lid\u00e9 pen\u00edze, kter\u00fdch se jim nedost\u00e1v\u00e1, maj\u00ed to nejednou i hodn\u011b slo\u017eit\u00e9. Proto\u017ee kdy\u017e se tito ocitnou v t\u00edsni, nejednou nejen \u017ee nemaj\u00ed pen\u00edze vlastn\u00ed, ale nemohou se spolehnout ani na to, \u017ee by jim pomohli v bance. Proto\u017ee banky jsou proslul\u00e9 t\u00edm, \u017ee \u017eadatele d\u016fsledn\u011b prov\u011b\u0159uj\u00ed a kladou na n\u011b n\u00e1roky, jim\u017e nejednou nen\u00ed snadn\u00e9 vyhov\u011bt.Tak u\u017e to prost\u011b chod\u00ed. A leckoho z t\u011bch, kdo u\u017e nev\u00ed kudy kam a je\u017e v bance odm\u00edtli coby nedostate\u010dn\u011b kvalitn\u00ed, tedy bonitn\u00ed, m\u016f\u017ee zaujmout dejme tomu nab\u00eddka zvan\u00e1 hypot\u00e9ka bez dolo\u017een\u00ed p\u0159\u00edjmu. A to proto, \u017ee n\u00edzk\u00e9 p\u0159\u00edjmy jsou spolu se z\u00e1znamy v registrech dlu\u017en\u00edk\u016f, exekucemi a dal\u0161\u00edmi z\u00e1le\u017eitostmi \u010dasto d\u016fvodem, pro\u010d nen\u00ed takov\u00fdm lidem vyhov\u011bno. A p\u0159edstava, \u017ee by tito nemuseli p\u0159i \u017e\u00e1d\u00e1n\u00ed o p\u016fj\u010dku prokazovat sv\u00e9 p\u0159\u00edjmy, je\u2026\u2026 je vlastn\u011b myln\u00e1, zcestn\u00e1. Proto\u017ee ka\u017ed\u00e9ho, kdo n\u011bkomu sv\u00e9 pen\u00edze p\u016fj\u010duje, nebankovn\u00ed spole\u010dnosti nevyj\u00edmaje, zaj\u00edm\u00e1 a tak\u00e9 mus\u00ed zaj\u00edmat, z \u010deho bude dlu\u017en\u00edk sv\u016fj z\u00e1vazek v p\u0159\u00edpad\u011b, \u017ee mu bude vyhov\u011bno, spl\u00e1cet.A tak se i u produkt\u016f \u201abez dolo\u017een\u00ed p\u0159\u00edjm\u016f\u2018 ur\u010dit\u011b o p\u0159\u00edjmy \u017eadatel\u016f zaj\u00edmaj\u00ed. Ov\u0161em k pot\u011b\u0161e t\u011bch, kdo maj\u00ed p\u0159\u00edjmy jenom skoup\u00e9, respektive je necht\u011bj\u00ed vytahovat na sv\u011btlo, je zde v\u00fdhodou to, \u017ee se u americk\u00e9 hypot\u00e9ky bez dolo\u017een\u00ed p\u0159\u00edjmu neklade v\u016fbec takov\u00fd d\u016fraz na jejich p\u0159ehnanou v\u00fd\u0161i, \u017ee tu jde sp\u00ed\u0161e jen o uji\u0161\u0165ov\u00e1n\u00ed se, zda bude m\u00edt potenci\u00e1ln\u00ed budouc\u00ed dlu\u017en\u00edk z \u010deho spl\u00e1cet. Co\u017e je logicky d\u016fle\u017eit\u00e9, proto\u017ee p\u016fj\u010dky nejsou dary.U nebankovn\u00edch hypot\u00e9k je takov\u00e9 prok\u00e1z\u00e1n\u00ed p\u0159\u00edjm\u016f velice prost\u00e9 a nen\u00e1ro\u010dn\u00e9, a proto se ho nen\u00ed t\u0159eba ob\u00e1vat. A nen\u00ed-li tu n\u011bco takov\u00e9, jak\u00e9 by se to dalo akceptovat, d\u00e1 se tu t\u0159eba vyu\u017e\u00edt i n\u011bjak\u00fd ten spoludlu\u017en\u00edk, jen\u017e je schopen se p\u0159\u00edjmy pochlubit. Nebo tu sta\u010d\u00ed u podnikatel\u016f dolo\u017eit t\u0159eba i cokoliv, co dok\u00e1\u017ee, \u017ee provozuj\u00ed svoji \u017eivnost a \u017ee tato neexistuje pouze na pap\u00ed\u0159e.A tak sice hypot\u00e9ky bez dolo\u017een\u00ed p\u0159\u00edjm\u016f neexistuj\u00ed, ale jako by existovaly. A jsou tu i pro ty, jejich\u017e finance jsou velice skoup\u00e9.                                                                                                                                                                                                                                                                                                                                                                                                  "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Nebankovn\u00ed jistota","item":"https:\/\/www.djuna.cz\/nebankovni-jistota\/#breadcrumbitem"}]}]