[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.djuna.cz\/i-pujcka-pomuze\/#Article","mainEntityOfPage":"https:\/\/www.djuna.cz\/i-pujcka-pomuze\/","headline":"I p\u016fj\u010dka pom\u016f\u017ee","name":"I p\u016fj\u010dka pom\u016f\u017ee","description":"V soukrom\u00e9m podnik\u00e1n\u00ed to m\u016f\u017ee b\u00fdt nejednou jako na houpa\u010dce. V jednu chv\u00edli m\u00ed\u0159\u00ed firma se sv\u00fdmi podnikatelsk\u00fdmi \u00fasp\u011bchy vzh\u016fru k nebes\u016fm, zat\u00edmco jindy se propad\u00e1, a to t\u0159eba i pomalu beznad\u011bjn\u011b. V\u017edycky tomu tak bylo, je tomu tak a s nejv\u011bt\u0161\u00ed pravd\u011bpodobnost\u00ed tomu tak i v\u017edycky bude. A to proto, \u017ee v soukrom\u00e9 sf\u00e9\u0159e...<p class=\"more-link-wrap\"><a href=\"https:\/\/www.djuna.cz\/i-pujcka-pomuze\/\" class=\"more-link\">P\u0159e\u010d\u00edst<span class=\"screen-reader-text\"> &ldquo;I p\u016fj\u010dka pom\u016f\u017ee&rdquo;<\/span> &raquo;<\/a><\/p>","datePublished":"2020-11-16","dateModified":"2023-04-27","author":{"@type":"Person","@id":"https:\/\/www.djuna.cz\/author\/#Person","name":"","url":"https:\/\/www.djuna.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/1e120f96477763896a9e7ab3663c076bf8b67ca32fa1a5943b70761da502a7a7?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/1e120f96477763896a9e7ab3663c076bf8b67ca32fa1a5943b70761da502a7a7?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"djuna.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.djuna.cz\/wp-content\/uploads\/brazilsk%C3%A9%20pen%C3%ADze.jpg","url":"https:\/\/www.djuna.cz\/wp-content\/uploads\/brazilsk%C3%A9%20pen%C3%ADze.jpg","height":0,"width":0},"url":"https:\/\/www.djuna.cz\/i-pujcka-pomuze\/","about":["Pen\u00edze"],"wordCount":429,"articleBody":"     V soukrom\u00e9m podnik\u00e1n\u00ed to m\u016f\u017ee b\u00fdt nejednou jako na houpa\u010dce. V jednu chv\u00edli m\u00ed\u0159\u00ed firma se sv\u00fdmi podnikatelsk\u00fdmi \u00fasp\u011bchy vzh\u016fru k nebes\u016fm, zat\u00edmco jindy se propad\u00e1, a to t\u0159eba i pomalu beznad\u011bjn\u011b. V\u017edycky tomu tak bylo, je tomu tak a s nejv\u011bt\u0161\u00ed pravd\u011bpodobnost\u00ed tomu tak i v\u017edycky bude. A to proto, \u017ee v soukrom\u00e9 sf\u00e9\u0159e nen\u00ed nikdy nic jist\u00e9 a tato podl\u00e9h\u00e1 tolika v\u0161emo\u017en\u00fdm vliv\u016fm, \u017ee se prakticky ned\u00e1 za\u0159\u00eddit, aby byla v\u017edy zaji\u0161t\u011bna dostate\u010dn\u00e1 konjuktura.Jen\u017ee podnikatel\u00e9 mus\u00ed b\u00fdt z n\u011b\u010deho \u017eivi i tehdy, kdy\u017e jejich byznys zrovna nevzkv\u00e9t\u00e1. Mus\u00ed si zajistit dostate\u010dnou \u017eivotn\u00ed \u00farove\u0148 i financov\u00e1n\u00ed firmy, a to i na dobu, v n\u00ed\u017e se pr\u00e1v\u011b neda\u0159\u00ed. To znamen\u00e1, \u017ee by se m\u011bly v ide\u00e1ln\u00edm p\u0159\u00edpad\u011b vytv\u00e1\u0159et rezervy, z nich\u017e se budou dotovat okam\u017eiky, v nich\u017e se neda\u0159\u00ed.Jen\u017ee ne ka\u017ed\u00e1 firma umo\u017e\u0148uje vytvo\u0159en\u00ed takov\u00fdch rezerv, kter\u00e9 by sta\u010dily pro zaji\u0161t\u011bn\u00ed existence. A kdy\u017e se tak neda\u0159\u00ed, nen\u00ed nejednou z \u010deho existovat, nejsou pen\u00edze ani na provoz firmy, ani na \u017eivobyt\u00ed podnikatele. A pak zkr\u00e1tka nen\u00ed jin\u00e1 mo\u017enost, ne\u017e si za\u017e\u00e1dat v n\u011bjak\u00e9 finan\u010dn\u00ed instituci o p\u016fj\u010dku.Takov\u00e1 p\u016fj\u010dka m\u016f\u017ee skute\u010dn\u011b pom\u00e1hat. Kdy\u017e se takto z\u00edskan\u00e9 pen\u00edze spr\u00e1vn\u011b investuj\u00ed, mohou zajistit optim\u00e1ln\u00ed v\u00fdvoj a budouc\u00ed \u00fasp\u011bchy, a samo sebou i p\u0159e\u010dk\u00e1n\u00ed t\u011b\u017ek\u00fdch \u010das\u016f.Jen\u017ee je nejprve zapot\u0159eb\u00ed v\u016fbec n\u011bjakou p\u016fj\u010dku z\u00edskat. A to neb\u00fdv\u00e1 snadn\u00e9, proto\u017ee podnikatel\u00e9 v nesn\u00e1z\u00edch nejsou dostate\u010dn\u011b bonitn\u00ed, a tud\u00ed\u017e o n\u011b v bank\u00e1ch nen\u00ed coby o klienty, jim\u017e by se p\u016fj\u010dovalo, z\u00e1jem.Ov\u0161em zoufat net\u0159eba. Proto\u017ee je tu i nebankovn\u00ed americk\u00e1 hypot\u00e9ka, a ta je dostupn\u00e1 i t\u011bm, kdo na tom nejsou rozhodn\u011b nijak valn\u011b. D\u00edky tomu, \u017ee se u n\u00ed \u017eadatel zaru\u010duje za \u0159\u00e1dn\u00e9 spl\u00e1cen\u00ed z\u00e1stavou nemovitosti, tu odpad\u00e1 pot\u0159eba kladen\u00ed vysok\u00fdch n\u00e1rok\u016f, nen\u00ed t\u0159eba ani enormn\u00ed \u017eadatel\u016fv p\u0159\u00edjem, ani \u010dist\u00e9 registry dlu\u017en\u00edk\u016f, ani jin\u00e1 pozitiva. A p\u0159esto tu podnikateli p\u016fj\u010d\u00ed, a to klidn\u011b i velk\u00e9 pen\u00edze. D\u00edky nim\u017e lze p\u0159e\u010dkat t\u0159eba i ty nejt\u011b\u017e\u0161\u00ed chv\u00edle.                                                                                                                                                                                                                                                                                                                                                                                                  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